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Automatically Covered Medical Conditions

Is your existing medical condition automatically covered?

Over 40 existing medical conditions are automatically covered by our standard policy (unless we specify otherwise in the PDS); these are known as ‘automatically accepted conditions’ and are listed below.

Many of these conditions, however, require that you first meet certain eligibility criteria at the time of policy purchase. Please read the details outlined for each condition in the PDS under “Automatically accepted conditions”.

 

Acne*

Epilepsy*

Iron Deficiency

Allergies*

Folate Deficiency

Macular Degeneration

Anaemia (Iron Deficiency)

Gastric Reflux*

Migraine*

Asthma*

Glaucoma*

Nocturnal Cramps

Bell’s Palsy

Goitre*

Osteoporosis/Osteopenia*

Benign Positional Vertigo*

Grave’s Disease*

Pernicious Anaemia

Bunions*

Hashimoto’s Disease*

Plantar Fasciitis*

Carpal Tunnel Syndrome*

Hiatus Hernia*

Raynaud’s Disease*

Cataracts*

Hypercholesterolemia/ Hyperlipidaemia (High Cholesterol/ High Lipids)*

Sleep Apnoea*

Coeliac Disease*

Hypertension (High Blood Pressure)*

Solar Keratosis*

Congenital Blindness

Hypothyroidism (underactive thyroid)*

Trigeminal Neuralgia*

Congenital Deafness

Hyperthyroidism (overactive thyroid)*

Trigger Finger*

Diabetes Mellitus (Types I and II)*

Impaired Glucose Tolerance*

Vitamin B12 Deficiency

Dry Eye Syndrome

Incontinence*

 

Ear Grommets*

Insulin Resistance*

 


* These conditions have specific cover criteria, as outlined in the PDS.

If your condition is not listed above, please try our Travel Insurance pre-existing medical condition self-assessment - covering more than 3,000 pre-existing medical conditions, you can find out what it costs to cover your condition and buy a policy online.